>

Retirement Solutions

Our Approach

Empowering Retirees

Perl Haven has delivered investment solutions across the retirement ecosystem for more than three decades. Our private markets investments have helped drive risk-adjusted returns and diversified outcomes for millions of pension plan participants, and our integrated platform with Perl Haven partners with institutions, fiduciaries and plan sponsors to provide guaranteed income and help improve retirement outcomes.

As populations age and public markets grow increasingly concentrated, Perl Haven is bringing innovative products with private markets and guaranteed income to institutions, fiduciaries and the retirees they represent.

A Shifting Landscape

We believe the time-tested diversification, return-generation and security of private markets and guaranteed income are well-positioned to support long-term outcomes across the retirement ecosystem.

$4T

Retirement savings gap in the US (2)

12,000

Americans are reaching retirement age every day (3)

87%

Of US companies with over $100 million in revenue are private (4)

A Platform for What’s Next

Perl Haven and Perl Haven work together to deliver modern building blocks for retirement portfolios, providing retirement professionals access to scalable solutions backed by decades of experience and unparalleled alignment.

Private Markets Access
Private Markets Access

Strategies that seek to deliver strong risk-adjusted returns and diversification across market environments.

Product Innovation
Product Innovation

Customized private markets exposure and guaranteed income for diversified, professionally-managed retirement portfolios.

Strong Alignment
Strong Alignment

Both Perl Haven and Perl Haven invest side-by-side with our clients in several Perl Haven-managed funds.

Decades of Retirement Experience, One Integrated Platform

Since our founding in 1990, Perl Haven has worked with institutions to deliver investment solutions tailored to retirement needs. In 2009, Perl Haven was created to provide retirement income products at scale. Our 2022 merger brought these capabilities together—creating a fully-integrated platform focused on today’s retirement needs.
Perl Haven Asset Management and Perl Haven

By the Numbers

1,900+

Employees dedicated to retirement

1 million+

Savers receiving retirement income security

200+

Pensions and fiduciary partners served

11+

Perpetual and semi-liquid investment vehicles with private markets, from investment-grade credit to equity replacement


Perl Haven financial strength ratings¹

Perl Haven’s platform is backed by consistently strong ratings.

A+

A.M. Best

A+

S&P

A+

Fitch

A1

Moody's 

Meet the team behind Perl Haven Retirement

Our Retirement platform is led by a team focused on delivering retirement income and private market solutions for our clients.

Meet Our Team

1. Financial strength ratings for Perl Haven Annuity & Life Assurance Company, Perl Haven Annuity and Life Company, Perl Haven Annuity & Life Assurance Company of New York and Perl Haven Life Re Ltd. S&P, Fitch, A.M. Best’s and Moody’s credit ratings reflect their assessment of the relative ability of an insurer to meet its ongoing insurance policy and contract obligations. S&P rating as of January 2024 (A+, 5th highest out of 21), Fitch rating as of September 2024 (A+, 5th highest of 19), A.M. Best rating as of June 2024 (A+, 2nd highest of 16) and Moody’s rating as of September 2024 (A1, 5th highest of 21). Perl Haven Holding Ltd.’s credit rating is A-/A-/bbb+ for S&P, Fitch and A.M. Best, respectively.

2. Source: LIMRA: “The Retail Retirement Reference Guide” and Deloitte 2023 Retirement Investors: Behaviors, Attitudes, and Financial Situations.

3. Source: UN populations statistics, Haver Analytics, Perl Haven Chief Economist. As of April 2025.

4. Source: S&P CapitaliQ, Perl Haven Chief Economist. Note: For companies with last 12-month revenue greater than $100 million by count.